Who can attend KAH's free financial literacy classes?

The classes are open to all residents of Kent County and Northern Queen Anne's County, Maryland. There are no income requirements and no obligation to apply for the KAH homeownership program. Anyone looking to improve their financial health is welcome.

How do I sign up for a financial literacy class with Kent Attainable Housing?

You can view upcoming class dates and register directly on the KAH website. Spots are limited, so early registration is encouraged.

Do financial literacy classes help you qualify for a mortgage?

Yes. Building strong financial habits is often a key step toward mortgage readiness. KAH's free classes cover credit building and repair, budgeting, and reducing common barriers to homeownership, giving Kent County and Northern Queen Anne's County residents a stronger foundation before applying for a mortgage or a KAH homeownership program.

How can I improve my credit score before buying a home?

KAH's financial literacy classes include dedicated instruction on credit building and repair. They cover how credit scores are calculated, common mistakes that lower scores, and practical steps to raise them over time. These sessions are free and open to anyone in Kent County and Northern Queen Anne's County, regardless of whether they plan to apply for KAH's homeownership program.

What's the difference between financial literacy classes and credit counseling?

Financial literacy classes, like those offered by KAH, provide broad education on budgeting, credit, banking, and long-term financial well-being in a group workshop setting. Credit counseling is typically a more individualized service focused specifically on debt and credit repair. KAH's classes are a good starting point for building general financial knowledge and can complement one-on-one counseling if needed. Please note: since these classes are held in a group setting, you are not expected to provide or share any personal information.

Am I expected to share my personal financial information in a financial literacy class?

No, KAH financial literacy classes are held in a group setting and are designed to provide general knowledge to the group. You will not be expected to share your personal information or financial data.

Are financial literacy classes only for people who want to buy a home?

No. While KAH's classes support residents working toward homeownership, they're open to anyone in Kent County and Northern Queen Anne's County looking to strengthen their overall financial health, including budgeting, saving, and building better banking habits, with no obligation to apply for a homeownership program.

Financial Literacy Classes

Take control of your money and build a stronger financial future. Our FREE financial literacy classes are designed to help you improve your financial health and get closer to homeownership.

Check out our free classes, open to all residents of Kent and Northern Queen Anne’s Counties

Understanding and Managing Your Finances

We help first-time homebuyers gain the knowledge and confidence to take control of their money, build healthy financial habits, and prepare successfully for homeownership.

Class Topics Include:

Credit building and credit repair

Banking basics

Strengthening financial skills to increase income

Stress management and self-care

General financial well-being

Understand barriers to homeownership

Frequently Asked Questions

KAH offers free financial literacy workshops covering topics including credit building and repair, banking basics, strengthening financial skills to increase income, stress management and self-care, general financial well-being, and understanding barriers to homeownership. Classes are held regularly. Please view our class schedule above to see upcoming dates and register.
The classes are open to all residents of Kent County and Northern Queen Anne's County, Maryland. There are no income requirements and no obligation to apply for the KAH homeownership program. Anyone looking to improve their financial health is welcome.
You can view upcoming class dates and register directly here on our KAH website. Spots are limited, so early registration is encouraged.
Yes. Building strong financial habits is often a key step toward mortgage readiness. KAH's free classes cover credit building and repair, budgeting, and reducing common barriers to homeownership, giving Kent County and Northern Queen Anne's County residents a stronger foundation before applying for a mortgage or a KAH homeownership program.
KAH's financial literacy classes include dedicated instruction on credit building and repair. They cover how credit scores are calculated, common mistakes that lower scores, and practical steps to raise them over time. These sessions are free and open to anyone in Kent County and Northern Queen Anne's County, regardless of whether they plan to apply for KAH's homeownership program.
Financial literacy classes, like those offered by KAH, provide broad education on budgeting, credit, banking, and long-term financial well-being in a group workshop setting. Credit counseling is typically a more individualized service focused specifically on debt and credit repair. KAH's classes are a good starting point for building general financial knowledge and can complement one-on-one counseling if needed. Please note: Since these classes are held in a group setting, you are not expected to provide or share any personal information.
No, KAH financial literacy classes are held in a group setting and are designed to provide general knowledge to the group. You will not be expected to share your personal information or financial data.
No. While KAH's classes support residents working toward homeownership, they're open to anyone in Kent County and Northern Queen Anne's County looking to strengthen their overall financial health, including budgeting, saving, and building better banking habits, with no obligation to apply for a homeownership program.